Please enter the information requested in the form to calculate the monthly repayments on your Loan. The flexibility to choose which transactions you pay for and which transactions you don’t. Reach savings goals faster with an account for every need. Use an EasyCard, BSP VISA Debit or the correct BSP account number to make a deposit that is updated instantly into the recipient's bank account. Deposits accepted for any active and valid BSP deposit account. Need a new look to your home or you feel the need to extend?
Whatever your reasons are, we'll find a solution to help you reach your dreams. We have the added advantage of being part of the BSP Fiji group which comprises of Bank South Pacific and BSP Life, the banking and insurance arms of the group. Account statement is issued every quarter on the anniversary of the account opening date. Check the latest foreign exchange rates, updated daily.
Please enter the information requested in the form to calculate the monthly repayments on your Loan.
Our competitive packages are tailored to suit any retail or business customer. We offer finance services to help you grow. With BSP Online Plus, enjoy 24/7 access to your bank accounts and the freedom to conduct transactions from your accounts using a smartphone, tablet or computer.
BSPF is a specialist asset finance company established to meet the needs of customers seeking finance for plant, machinery, equipment and vehicles. Choose to borrow for investment or a place to live in. Minimize the fees you pay at branch banking. BSP Finance has the ideal plan to help you reach your business or personal financial goals. Make your property ownership dreams a reality with a competitive home loan and rate from BSP. Secured investment accounts for people who want to invest their surplus funds.
Ways to Bank
If you have a home loan somewhere else and for whatever reason you are not happy there, we can make it easy for you to switch to us. At BSP, we understand that refinance is more than just a loan - it's a step toward securing your financial future. We'll build a solution that supports your unique goals.
Tower Insurance launches Digital Premium Payment Acceptance. Buying or building your first home is a major milestone and a positive step to your future. It means that you want to stop paying rent and get into your own house as soon as possible. It provides long-term financial and emotional security for you and your family. Our staff will guide you carefully, help you work out how much you can borrow and tell you what your repayments will be.
Meet the BSP Finance Fiji Team
There are many reasons why people want to get a home loan. We are the Asset Finance arm of BSP, one of the largest and most successful banking organisations in the South Pacific. Up to 80% financing of purchase or valuation price of property, whichever is lower.
We aim to provide innovative and fast financial solutions to our customers, utilising the skills, knowledge and experience of our people. We endeavour to provide excellence in customer service and to create value for our new and existing clients. We focus on customer service excellence and create value for our new and existing clients. Choose from our range of bank cards designed for your everyday personal and business banking needs. We offer investment services to help you grow.
Browse through these information pages to select the type of Bank account that best suits you or the ideal loan solution that delivers to your needs. BSP and Discover Global Network alliance reaches greater heights. BSP Deploys Satellite Solution at Rotuma Post Office. BSP Removes Surcharge on Locally Issued VISA Debit Cards. BSP Donates $10,000 to Fiji Cancer Society BSP Completes Nawaicoba Health Centre Project BSP Supports Rural Community Transform Livelihoods.
One reason I love the Christmas season is that it’s the most benevolent season of the year. A season of giving and receiving and being a blessing. Under “Add your personalization,” the text box will tell you what the seller needs to know.
This beautiful 750-piece puzzle offers endless hours of fun with a religious bent. Every item on this page was chosen by a Woman's Day editor. We may earn commission on some of the items you choose to buy. God promised it, prophets predicted it, scripture recorded it, and for those who believe – Easter changes everything. As parents, we are the primary source of Bible teaching and discipleship for our kids.
Bible Study Notes Journal Notebook with Personalization and Custom Text. Great for small group notes!
Because the fact is, God really doesn’t care how pretty my Bible is. He wants to know that the words inside it are being put to good work; that they are drawing me towards Him and shaping my heart and life. Bible Verse Pencil Pouches – A pouch to carry your pens, highlighters, and Bible journaling clips, etc. Can also be used as a make-up pouch or a cash wallet. When autocomplete results are available use up and down arrows to review and enter to select. Touch device users, explore by touch or with swipe gestures.
This Bible is a beautiful burgundy color with bonded leather. It is a complete resource for bible study that comes complete with maps, charts and word studies. Additionally, it has a helpful concordance at the back. It is equally available in colors such as black, red and brown.
Great Gifts For Bible Study for the Special Christians in Your Life
Whether you are looking for the perfect gift to give your bible study team or shopping for yourself, there’s something for everyone. Journals are a great way to capture your thoughts, discoveries, and questions during Bible study time, as well as record daily prayer requests. They are also great at recording what God has done to reflect upon and remember later.
The Faithbox is full of delightful goodies all aimed at helping Christians grow in their faith. Plus I get the added advantage of having family members listening in as well because its volume is loud enough. The above listings are based only on either Seller's listing information or Etsy marketplace data.
Couples Bible Study Gifts
Here are 15 ideas for icebreakers you can use at your next small group gathering. Partnering with urban churches to meet physical and spiritual needs. Develop your leadership skills and learn how to launch a ministry wherever you are. Personalized items cannot be returned or refunded.
There is no end to learning and there are many inspiring Christian books out there. Below are some of the books that I recommend, the first two are from fellow Christian Bloggers Sarah Geringer and Patsy Burnette. I hope you will support them in their writing ministry by picking up their books. Since it’s integration withYouversionbible app, listening to my bible plan on the go has become easier. There are several types and categories to choose from but one of my favourites is NKJV study bible by Thomas Nelson. This list of ideas will simplify your shopping thereby freeing up your time to do other things.
It’s not everyone that loves the NKJV version and I get it. At the end of the day, what matters is that you enjoy a fulfilling bible study time. When the Bible is opened, beautiful art appears on the page edges as you read through Scripture.
Perfect for all ages, this unique journaling Bible is a wonderful way to spend time meditating on God’s Word as you color in the Scripture art. My absolute FAVORITE prayer journal is from Paper Sunday. Each page has scripture personalized to you. It makes a perfect companion to this list below of prayer journal prompts.
Bible study wouldn’t be complete without an amazing study Bible. A study Bible is a great resource for diving deep. Jot down important dates, highlight your favorite passages, or even color code things in a manner that makes the most sense to you. With a study Bible, you can make your time in the word more personal and meaningful. Icebreakers encourage people to get to know each other.
Lifeway will choose a font color that best matches this item. The font selections shown on this preview above are a general representation of the fonts offered and will not appear exactly as shown. Navigating the challenges and joys of ministry life. These popsicle stick sled Christmas ornaments are an easy DIY project that even the kids can do and add a simple, rustic touch to your Christmas decor. Available in silver or gold, these delicate stud earrings are a beautiful way for her to show off her faith. For a cozy and inspirational gift, get your mom this 8 oz.
Chronological One Year Bible Reading Plan Vinyl Checklist Sticker for Bible
If you live where there is an Ollie’s story, thosoften have Christian coloring books, even as low as $3. You can also give the gift of books this Christmas season. As the popular saying goes, readers are leaders.
Its large print format make it a great present for the older person who is looking to learn more about the women of the Bible. This art book contains stunning watercolor pieces to correspond to each of the 150 Psalms. She can use it as a coffee table book, keep it beside her bed for nighttime reading, or even take it apart and frame her favorite pictures and passages. I’ve loved sharing these printable reading trackers because they’re simple to use and can work with all kinds of study methods.
This is for the women who really LOVE to dig into the context, culture, and history of the Bible. There is so much to be discovered in this series! Your Bible-loving friends are bound to love this! It’s also a great gift idea for Bible study leaders. I actually went to dafont.com and downloaded some really great free fonts and made my own (in color, w/pictures)!
You are the church, and Lifeway is here to serve you with biblical resources for everything life brings your way. Corinne Sullivan is a digital writer and editor who covers a variety of beats, including lifestyle, entertainment, relationships, holidays and more. Sending out annual Christmas cards can be a chore, but this pack of 24 makes mailing a piece of scripture with a personal note easy. The unique watercolor designs make for a breathtaking card the receiver won't want to wait to display. This imitation leather prayer book can fit in any pocket or purse, allowing her to connect with God no matter where she is — physically or emotionally — in life.
I’ve been using these highlighters from Bible Safe for four years now and I can’t imagine my life without them. They’re also so much easier to clean than traditional highlighters, which; as a mom of toddlers; is music to my ears. A Bible commentary is a series of notes explaining the meaning of passages of Scripture. A commentary may explain the language used in a section of text. Or it may discuss the historical background. Almost all commentaries attempt to explain the passage in terms of some system of theology.
Instant Digital Download Printable Sheep Bookmark Plus Greeting Card - Bible Study Verse - Luke 12-32
This is for the women who really LOVE to dig into the context, culture, and history of the Bible. There is so much to be discovered in this series! Your Bible-loving friends are bound to love this! It’s also a great gift idea for Bible study leaders. I actually went to dafont.com and downloaded some really great free fonts and made my own (in color, w/pictures)!
The only one I take issue with is the one about Bathsheba. They paint it to be like a romantic affair. Scripture doesnt say exclusively but there are verses that hint at it being less like a romance and more like coercion. 🤷🏾♀️ Still a good read just a bit more fictional. Make a keychain of inspiring scripture verses or promises of God.
NASB 1995 Study Bible - Black Bonded Leather Personalized Bible
Check out our list of favorite Family devotionals in this post. For veterans and beginners, an interactive guide to lettering, drawing, and painting creatively throughout your Bible. In addition, it comes with 400 stickers, tabs, and a few other surprises. Washi Tape – This is for your creative Bible study friends!
This beautiful 750-piece puzzle offers endless hours of fun with a religious bent. Every item on this page was chosen by a Woman's Day editor. We may earn commission on some of the items you choose to buy. God promised it, prophets predicted it, scripture recorded it, and for those who believe – Easter changes everything. As parents, we are the primary source of Bible teaching and discipleship for our kids.
. Bible Verse Wall Art
But how do you know where to start reading in the Bible? What is the best Bible reading plan for you? Learn how to choose the best bible reading plan in this post.
If mom's favorite accessory is a ring, this religious ring dish was made for her. Every dish is handmade in the Etsy Star Seller's studio and is made from clay rather than ceramic, so if you have kids around it won't easily break if it's knocked off the dresser. Give the gift of inspiration with this pack of 80 Bible verse cards complete with meaningful interpretations she can return to each day. This beautiful hand-carved prayer bowl comes with 24 prayer cards and a linen bag to store it all in. It’s not so much about the art as it is the opportunity to meditate on God and worship Him through art. When it becomes solely about me I’m misplacing it.
PATINA Bookmark ribbons, Bible ribbon, hymnal, study group, Bible study, journal, Bible accessories, Christian gift, handmade
Great idea for teacher appreciation week or end of year teacher gifts. DIY Teacher Gifts, Simple Teacher Appreciation Gift, Teacher Appreciation Gift Ideas. Sacred Marriage by Gary Thomas – Ok, hear me out. I’ve read a lot of marriage books my Christians that in general are more harmful than helpful. Most marriage books today completely miss the heart of God and distort a lot of Scripture. I’m recommending Sacred Marriage because it upholds both the heart of God and Scripture beautifully.
This Bible is a beautiful burgundy color with bonded leather. It is a complete resource for bible study that comes complete with maps, charts and word studies. Additionally, it has a helpful concordance at the back. It is equally available in colors such as black, red and brown.
Here are some ideas for gifts that you can give the ladies in your life and home who are excited about Bible study. Send me exclusive offers, unique gift ideas, and personalized tips for shopping and selling on Etsy. Elizabeth Berry (she/her) is the digital editorial assistant for Woman’s Day, where she covers seasonal recipes, holiday gift ideas, and other lifestyle topics for the website. This handy bookmark is personalized with her name and a list of Bible verses that will remind her she's beautiful, loved, and a child of God. Every time she uses it, she'll remember those encouraging words. Tell your teacher thank you with this easy teacher appreciation gift and free printable gift tag featuring fun coffee sayings.
And the more of the truth of God’s word a person knows, the better they are at appropriating it. Found something you love but want to make it even more uniquely you? Many sellers on Etsy offer personalized, made-to-order items. Ever feel like you've lost your connection with God in the busy-ness of day to day life? Here, you'll learn power tools for connecting with God, gain a renewed intimacy with Him, and discover a sense of purpose and meaning in your life that you've never had before.
These home decor ideas are perfect if you are updating your home from top to bottom, or just want to add pretty seasonal touches or swap out your color schemes with a new accent shade. Copper fixtures, stainless steel appliances, metallic frames, brass lampstands are all very trendy. You can also think about introducing steampunk design trends to your living room or dining room for added effect. Just some textiles on the walls or geometric patterns with no clear lines can be very enticing, not to mention, attractive. Be it the walls or a piece of furniture, just add some color to it and make it brand new. You can add them to your living room or parlor where you entertain guests, thus initiating conversation.
Modern and farmhouse styles are characterized by different design ideas but can seamlessly blend together to create beautiful modern farmhouse decor. This decor style is a great example of how people with very different tastes can coexist in the same home. A traditional American farmhouse often highlights rustic features, as does a Tuscan country estate. While those may look different in execution, it’s their commonalities that make them both rustic. Another member of the Williams-Sonoma brand family, Pottery Barn has been furnishing homes across the U.S. for over 70 years. Its sister brands Pottery Barn Kids and PB Teen allow every age group to find decor and furniture that speaks to their personal style.
House Craft: Best AR Room Design App for IOS Users
The relaxed day takes place in East Sussex and the prices includes all materials and a light lunch. Focused on making piped and capped headboards, this two-day course is run by accredited teachers who are there to help students finish their project. Prior sewing experience is needed, and the cost includes wood for the headboard, wood for the batons for fixings, foam tuition and use of the space. Just round the corner from Victoria station, Studio Pottery is a light-filled contemporary space for people keen to experiment with clay. All levels are welcome, including beginners, and there are 12 pottery wheels available.
Sarah Lyon is a freelance writer and home decor enthusiast, who enjoys sharing good finds on home items. Since 2018, she has contributed to a variety of lifestyle publications, including Apartment Therapy and Architectural Digest. Determining your personal style is a key component to shopping for home decor. You will want to go into your search with a clear sense of your aesthetic and decorating goals so that you don't end up wasting money on items that you'll tire of a few months down the line.
Paint doors a bold, contrasting color
Staying in the same room over and over and over innately feels slightly tiresome, no matter the house décor. Adding to that the reality that your house interiors make an impression on all of your video calls, and the wish to give your space a makeover is difficult to overlook. Thankfully, you don't have to get rid of your favourite furniture or even rearrange it for a fresh design aesthetic, as all you have to do is to switch your Zoom background. Platforms like zoom permit users to upload their own backgrounds, which means you can virtually spend some time in your dream home or experiment with a whole new house décor. Choose rich, bold colors like crimson or forest green for the walls, or select a bold floral or Gothic-style wallpaper. The main identifying feature of a modern country home is wood and lots of it.
One of the easiest ways to punch up a look is through the fabric you display. Swap out throw pillows and blankets to liven up a dull home decor foundation, and search right here on Houzz for bold or mismatched patterns, comfy throws and cushy pillows. Is a dream, but I especially love the way the bistro lights are strung over the pool, so the water reflects them at night,' says Homes & Gardens' Executive Editor Kaitlin Madden. Key to creating a display is finding the right backdrop, and the more dramatic the color, the more successful the effect.
An Adorable Kitchen room background for zoom
So if you want to take a giant leap into the near future, the sharing and social platform have released their picks for 2023, and you should see them. Browse more than 25 million high-resolution photos of home interiors and exteriors. While working with your sketches you can create notes & highlight zones. You can easily set the exact wall dimensions that match your space using the blueprint mode, placing windows and doors where appropriate. You can use this app AR system to lively add your room & desired furniture you like try it out, so this going to save you a lot of time, headache & money from unwanted exchanges.
If you have any questions, there is a tutorial video available for every question. Roomstyler 3D Home Planner is an easy-to-use program that lets you create a custom room in minutes. With just a few clicks, you can add walls, windows, doors, and furniture to your room.
You'll find plenty of covetable furniture, but you'll also love their smaller household essential items like flatware, barware, bath linens, and small giftable items. In addition to the quality of their products, they also offer a generous 90 day return policy on all non-furniture items. When you’re redecorating a room that’s in dire need of a new look, you don’t need to splurge on all-new furniture — a few home accessories can instantly liven it up. Despite often being small, home decorations can pack a mighty punch and quickly change a “blah” room into a space worthy of a magazine cover. There are a wide variety of home decor products to choose from, so use these helpful tips to incorporate them into your space.
Adding tall furniture pieces in small or low-bearing rooms creates an illusion of expansive living space. You can use bookshelves, cabinets, or even floor-length textiles hanging from the ceiling like a tapestry. From layouts to lounge chairs, Pinterest expects us to create a place that's a haven for entertaining.
Introduce natural elements
Arts and Crafts design started in Britian in the late 19th century started by William Morris, a textile designer. Arts and Crafts design incorporates all aspects of interior style including prints, wallpaper, furniture, ceilings, walls, roof, flooring and more. Minimal interior styles and designs consist of ultra-clean lines and streamlined furnishings that have nothing flamboyant or glitzy about them. They also pick on-air and neutral color palettes that provide a great sense of warmth and coolness to the eyes. Their designs are a true representation of pared-back coziness, a myriad of textures and some clean, refined lines.
Floors are typically wood or tile instead of carpeting to help keep the room cool. Mediterranean homes often feature colors that are inspired by the sea and shore. Paint techniques also come into play, with many people opting to add a glaze or other textural element. Modern country and modern farmhouse styles may sound interchangeable, but there are some subtle differences. While modern farmhouse furnishings might be more rough-hewn and rustic, modern country furnishings tend to be a bit more refined. A big part of why mid-century modern became so popular, was that it utilized manufacturing methods in a way unlike furniture had before.
Carrie Bradshaw’s Apartment from Sex and the City is almost as essential to the series as the four main characters that make up the show. A fountain in the middle, decorated niches, colorful artificial plants along the walls and a smooth stairways climbing up; you will love to take a walk here again and again. A lot of people use reds and oranges in Southwestern decor as it echoes the red desert sand.
Sarah Lyon is a freelance writer and home decor enthusiast, who enjoys sharing good finds on home items. Since 2018, she has contributed to a variety of lifestyle publications, including Apartment Therapy and Architectural Digest. Determining your personal style is a key component to shopping for home decor. You will want to go into your search with a clear sense of your aesthetic and decorating goals so that you don't end up wasting money on items that you'll tire of a few months down the line.
Be sure to check out these 20 sets of clashing interior design styles . Contemporary designers create designs that are more fluid, in the sense that they are according to the current, trending styles; however, they don’t resort to a particular style or design. These designers also have a great sense of what’s currently in style so their designs are constantly evolving and carry a very modern touch to them.
Threshold Marble & Wood Serving Board, $20
While there’s no one standard color palette for traditional design, you can feel free to indulge in vibrant colors. Rich jewel tones can hold up against the more ornate style, and patterned textiles like chintz and florals are also right at home. We’re obsessed with all things Cozy Earth (especially the brand’s comforters and bed sheets) and, according to our home decor expert, rendering your bedroom to an oasis-style space is ideal.
These home decor ideas are perfect if you are updating your home from top to bottom, or just want to add pretty seasonal touches or swap out your color schemes with a new accent shade. Copper fixtures, stainless steel appliances, metallic frames, brass lampstands are all very trendy. You can also think about introducing steampunk design trends to your living room or dining room for added effect. Just some textiles on the walls or geometric patterns with no clear lines can be very enticing, not to mention, attractive. Be it the walls or a piece of furniture, just add some color to it and make it brand new. You can add them to your living room or parlor where you entertain guests, thus initiating conversation.
Room Ideas
Keep the walls neutral and linen light, preferably white and naturally textured. Some glossy decorations in brass, gold, or silver typically add a little oomph to this rustic style. As one of the trending interior design styles, eclectic interior design is all about merging styles from different eras. In this sophisticated mix, a contrast of colors and textures can make a home turn heads.
They are a beautiful work of art, but always so simple and subtle. Scandinavian designs are big on space, fewer accessories, natural light flowing in, and minimal furniture that serves some purpose. Bricks, balconies, curlicue trim, and fireplaces give these 19th-century buildings a decidedly stately look. But large stairways, windows, and curved walls make them an interesting design conundrum. Curvy traditional antique and quirky design pieces could be just what your Victorian home needs.
Modular Kitchen Design Ideas
Whether you’re planning a complete renovation or simply redecorating a single room, Planner 5D is the perfect free home interior design apps and software bring your vision to life. Most of their styles and designs consist of Victorian inspirations with antique furnishings, plush and velvety elements, and magnificent decorative accents. The color palettes used here are usually very bold with beautiful blends of turquoise, reds and purples. Eclectic interior designers are best described as diverse and playful since they love mixing new styles with the old ones and creating something absolutely fresh and unique. They tend to borrow ideas from a variety of different trends, styles, and also from different time periods.
Bespoke joinery is a complete game changer when really well done,' says Stephanie. 'Falling foliage is the look of the moment and a table decorated with a ruffled cloth enhances the wonderful, whimsical feel,' says Homes & Gardens' decorating editor Emma Thomas. Wall mural ideas are back with a bang, and the designs that are seeing the most traction are those that depict natural scenes. In particular the glass ceiling shines here, literally elevating the room and adding interest through reflections, plus a real sense of more space. 's lamp design here is a great example of how you can use lighting to create pretty little vignettes. Discover how to style a console table and you'll find all your surfaces become magnets for decorative displays.
14. Color block
That, combined with organic shapes and natural materials, was a defining style of 2022. Although One Kings Lane does offer frequent sales, they do not accommodate price adjustments on sale items that you may have purchased prior to their price drop. We’re particularly fond of the Moroccan Whimsy Wallpaper in Greenwich Green and White because of its quality and sustainable materials. Parachute’s online-only inventory offers natural, organic, and laid-back linens, bedding, and furniture that blends into any home aesthetic. Parachute’s direct-to-consumer model allows them to cut out any middle-man markups on products.
You'll find plenty of covetable furniture, but you'll also love their smaller household essential items like flatware, barware, bath linens, and small giftable items. In addition to the quality of their products, they also offer a generous 90 day return policy on all non-furniture items. When you’re redecorating a room that’s in dire need of a new look, you don’t need to splurge on all-new furniture — a few home accessories can instantly liven it up. Despite often being small, home decorations can pack a mighty punch and quickly change a “blah” room into a space worthy of a magazine cover. There are a wide variety of home decor products to choose from, so use these helpful tips to incorporate them into your space.
Eating and drinking arrangements are at the top of the list, followed by practicalities such as heating, lighting, and seating. Then all you have to think about is styling up the different spaces you’ve created to add comfort and adding the finishing decorative touches for special occasions. While we're all for timeless, classic design, it's always fun to spot a new furniture trend.
Bringing a sense of the outdoors inside can make a space feel more calming and tranquil. We cannot stress enough how reflective surfaces such as mirrors and glass decorating items can make a small room look larger. The reflective property of light enhances the corners in small spaces. This is a great way to create an illusion of extra square footage where none exists. You can use alternative design trends or simply add some gradients and texture to the overall room. Inculcate natural elements such as plants, woodwork, succulents, etc. in your design style.
